Expert mortgage advice with whole of market access,
tailored to your individual circumstances

At Baxter Financial Services we aim to give every one of our clients the best service possible - combining modern technology with a very personal touch

Call us old fashioned, but we don’t like dealing with robots and expect you feel the same - so there’s nothing like dealing with someone who you can build a good relationship with based on trust, who will want to look after your best interests.

We have invested heavily in technology to help make the application process as seamless as possible and to help save you time and stress, but without removing the personal element of actually dealing with someone.

We have access to the latest offers & rates from national lenders:

No time wasting

We know your time is precious.  Speak to us to arrange for a swift and efficient mortgage process with no waffle.  Spend your time on things you enjoy and we'll do the rest.

Exceedingly good service

Nothing delights us more than a super-happy client who's got exactly what they wanted.  We'll go above and beyond to ensure the process is a pleasure throughout.

Peace of mind!

Buying a property is not without its stress, we've been there.  Consider us to be by your side throughout the process, doing everything possible to help.

what can we help you with today?

MORTGAGES

We’ll oversee your mortgage application from beginning to end and will keep you updated throughout the process.

If you’re considering a remortgage or are a first-time buyer, moving home or looking at a buy-to-let mortgage, it doesn’t have to be complicated – let us do the hard work for you.

PROTECTION

Owning a house usually means you need to deal with insurance. We can help you get all the cover you need.

We can take you through which insurance you might need, how much cover is necessary, answer any questions you have, and guide you through the whole process.

OUR REVIEWS SPEAK FOR THEMSELVES

Another first class service from Nathan! A simple product transfer on this occasion however some back and forth on a particular topic before this and, as ever, Nathan was extremely warm and professional; diligent in following up to ensure we kept to timeframes etc but never pushy or overbearing. Feel very strongly that we are in a safe pair of hands with Nathan and he is going above and beyond to provide the best possible service. Would not hesitate to recommend Nathan - and in fact we do so to all of our friends!
Emma Higgin
Emma Higgin
19:08 19 Oct 21
Nathan goes above and beyond to get the job done, as a first buyer his experience in getting me the best mortgage deal was brilliant and I will be forever grateful for his help and patience in making the whole process seemingly easy and straightforward. Will definitely 💯% recommend!
Tony Wilson
Tony Wilson
10:19 09 Oct 21
Nathan provided precise information and options to consider with unbiased advice.From selecting the appropriate option his diligence preparing the application submission and expediting the lender and solicitor was pivotal in securing a very quick offer and mortgage completion. Would happily recommend and will definitely do more business in the future
Graham Hill
Graham Hill
14:32 20 Aug 21
We have used Baxter Financial services a number of times. They always go above and beyond and enabled us to make informed decisions.
Martin Lippe
Martin Lippe
20:21 29 Jul 21
I personally would say I had a pretty rough time with the whole moving experience be it from solicitors or estate agents. However Nathan was the only one throughout the process i could rely on. He put pressure on when needed, but also knew when to let things run their course.If you are thinking about taking out a mortgage I would strongly recommend using this broker and I wouldn’t hesitate to use him again, he worked with me to get the best deal for me and I was able to talk candidly, something I couldn’t of done when speaking direct to a lender, thanks again Nathan 10/10 service will recommend.Josh
Josh Cowlishaw
Josh Cowlishaw
10:19 26 Jul 21
I cannot recommend Nathan and his services highly enough. We simply wouldn't have been able to purchase our new home without him.From start to finish he was always on hand with advice, able to explain things in terms we could understand and available to speak to whenever we needed anything.Through every hurdle he was ready to overcome it with a quick response. Invaluable in helping us deal with solicitor issues, making sure things went as quickly and as smoothly as possible.Absolute gem to have been recommended in our sale and purchase experience. Will definitely use his services in the future!
Samantha Miles
Samantha Miles
08:15 04 Jul 21
Nathan has been absolutely incredible in what feels like quite a challenging journey to mortgage and buy our new home. He is so responsive, proactive and supportive. We have really felt that he has been by our side continuously and made a time consuming and chaotic situation calmer. He has really gone above and beyond to take on as much as he can so we can carry on with our day to day lives without worry or organising those around us.He is so efficient and gets the job done with a calm and understanding manner. Thank you so much Nathan, we have you to thank for being in our lovely new family home.Highly recommended and deserves more than he charges. Will definitely be back to remortgage.
Jade Simango
Jade Simango
12:41 29 Jun 21
Excellent communication through with Nathan, made the whole process extremely easy. Due to circumstances out of my control, the time from my mortgage application to completion was longer than planned, but Nathan was always communicating with myself or solicitors to get updates. I am very glad I chose to use Baxter Financial Services for this process and would recommend them.
Barry Harman
Barry Harman
08:57 29 Jun 21
James Breeze
James Breeze
12:44 21 Jun 21
Nathan is a brilliant professional and his knowledge of financial services is second to none. He's prompt with all communication, and a great listener who is open to all ideas. Couldn't recommend Nathan Baxter Financial Services enough.
William Gardner
William Gardner
15:32 18 Jun 21
Nathan was really helpful and professional, he find for us the best deal for mortgage and the insurances. We highly recommend him.Thank you very much Nathan Baxter!
Mihaela Lungu
Mihaela Lungu
18:23 08 May 21
Nathan was a consummate professional from beginning to end and super helpful at every single stage. Would totally recommend him to everyone who needed financial services
Daniel Fryer
Daniel Fryer
19:06 23 Mar 21
Buying our first home was made so easy, couldn’t recommend highly enough. Very professional and always happy to answer and explain any questions we had, guided us through every step and gave great advice throughout. Made buying our first house a truly stress free experience.
Fortnight Gamer
Fortnight Gamer
20:55 04 Mar 21
Lacie Charlesworth
Lacie Charlesworth
12:36 03 Mar 21
As first time buyers Nathan made this process so easy. He helped every step of the way and talked us through everything and anything we didn't understand. Couldn't ask for more and couldn't recommend him high enough.
Callum Taylor
Callum Taylor
13:31 01 Mar 21
Nathan Baxter has been amazing! I couldn't recommend him more. He helped throughout the process from day one until completion. Thank you so much
Lee Parratt
Lee Parratt
17:24 24 Feb 21
BFS has been brilliant from start to finish, from the moment we first enquired to the day we completed, Nathan has been a brilliant help! We were first time buyers with complex circumstances, and after multiple set backs, Nathan couldn’t of been more informative and helpful! From liaising with estate agents and solicitors on a regular basis to giving general advice, I wouldn’t hesitate to recommend to anyone. We’ll certainly be back in touch when the time comes to remortgage!
Charlie Scott
Charlie Scott
20:39 19 Feb 21
Excellent throughout. Cannot speak highly enough of the job Nathan did. Would highly recommend him to anyone looking for mortgage advice.
Mike Williams
Mike Williams
12:00 05 Feb 21
Michael Ransom
Michael Ransom
21:19 04 Jan 21
Nathan was recommended to me by a friend. He is truly worth his weight in gold. He started helping us in February 2020 with what should have been a straight forward move. Then covid happened. We then had to wait til july before we could finally get going with things. He bent over backwards trying to sort Santander mortgage team out (let's not go there with that, that's a whole nother story!). And made sure we got our early repayment charge back too. Honestly folks, you couldnt get a better guy to help you find a mortgage. He is always quick to reply. Full of information and will find it if he doesnt know. We will be back in 2023 to use his services again when our mortgage term runs out. I would recommend him til the cows come home.
Lisa Gigante
Lisa Gigante
12:28 09 Dec 20
Paul Shepherd
Paul Shepherd
15:39 23 Nov 20
Nathan arranged both our mortgage and life insurance, during the process he was incredibly responsive and helpful in answering our questions. Would highly recommend based on our experience.
Oliver Amos
Oliver Amos
07:20 21 Nov 20
Nathan was polite courteous and professional from start to finish assisting me and fiancé with getting our mortgage ready to purchase our first home! (Didn’t realise quite how much was involved)He explained the process fully and answered any questions about things we had. We were made to feel at ease through the whole process.I was so impressed I have recommended Baxter financial services to my parents for there next house move and will continue to use them for any financial needs in the future!Many thanks once again!Triston & Ella
Triston Beach
Triston Beach
19:53 27 Oct 20
Thank you Nathan very professional from start to finish. Kept me updated all along would highly recommend!
James Hinsley
James Hinsley
07:01 18 Oct 20
Nathan has literally been a life line for us. The restrictions of COVID-19 and the issues that arose with the lenders and the hoops we had to jump through was so stressful. Nathan supported us through the whole process above and beyond that of a broker. He was professional, confident and provided us with the reassurance we needed during these unprecedented times. We would 100% recommended his services to anyone.
Vicky Edwards
Vicky Edwards
16:11 28 Sep 20
Very good! use Nathan all the time for my mortgages and with my most recent one went the extra mile to get it sorted for me definitely recommend!
Jordan Murray
Jordan Murray
20:08 15 Sep 20
As first time buyers we were a bit overwhelmed with all the paperwork and some of the terminology. However, Nathan has always been there for us, having lots of patience and explaining us the process. Not only that but has gone the extra mile to support us through getting insurances and chasing the solicitors when needed.We would totally use the company again in the future if we need it and will recommend it to friends and family!
Javier Magán Ventura
Javier Magán Ventura
14:29 13 Sep 20
Absolutely fantastic service provided for by Nathan. We were both first time buyers and Nathan took the time to explain everything at every step of the way, answered all of our questions and greatly helped with our conveyencers. Cannot recommend his service enough!
Lucy Morgan
Lucy Morgan
14:28 13 Sep 20
The best and only broker I will ever use!The service Nathan provided went beyond my expectation, not only did he give me the best mortgage rate but he provided excellent advice and guidance. Nathan helped me with the purchase of my first home in every way possible, chased estate agents and solicitors to ensure successful completion. Being a first time buyer I had no clue, Nathan was there every step of the way to explain everything and he was always a quick message away and I always got a prompt reply. Purchasing a home during Covid 19 was not easy, it took around 6 months, Nathan was very supportive throughout and ensured things were progressing as much as he could. I would fully recommend him to anyone looking for a mortgage!
Taheena Khan
Taheena Khan
08:28 20 Aug 20
Baxter Financial Services were fantastic with helping us from the first initial talk about what mortgages we would be able to obtain, all the way through to completion.Nathan handheld us through each step and was very proactive on our behalf chasing documents required to keep the process moving. He was always obtainable and very personable.We will be doing all our remortgages through him and will always recommend to anyone looking.Thank you Nathan for helping us so much, we are absolutely delighted with our first purchase as a family.
Sarah Roads
Sarah Roads
10:16 09 Jul 20
Nathan recently supported me through a mortgage renewal which led to a significant saving across the renewal term of my home loan. I found Nathan to be knowledgeable, informative and professional throughout the consultancy that I received. He took me through all the options within his broker network and helped me decide the best option based on what made most financial sense. I would highly recommend consulting with Nathan for any mortgage related matters.
Martin Trunecka
Martin Trunecka
08:13 01 Jun 20
Fantastic customer service, he truly looks out for the best of what his clients needs. He put you first and it feels like you are his only customer. Nathan is more than happy to spend time explaining all the elements of the mortgage and other aspect of buying a house and gives detailed explanations. A brilliant man with a fantastic work ethos. I would highly recommend.
Richard D
Richard D
21:00 27 Feb 20
Baxter Financial Services have been brilliant throughout the whole process.Nathan really went above and beyond to get us the best possible deal with our mortgage. This is the second time we have used Nathan and will certainly be back when it is time to Remortgage.On Both occasions Nathan worked extremely hard, kept us informed on regular basis and was always available on the phone when we needed.From initial assessment, mortgage in principal all the way through to Completion , Nathan made sure we was kept in the loop and chased up any queries without hesitation.We will be recommending Baxter Financial Services to Friends and Family so they can experience the stress free procedure we did.Keep up the Great work Nathan and Thank you once again.
Mohammed Ahmed
Mohammed Ahmed
19:24 16 Jan 20
Our best recommend!We were recommended this company and it was by far the best recommend that we have been given. Nathan has been fantastic in his advice and guidance and his responses to any of our queries were answered not only extremely fast but in much detail. We would happily recommend Nathan to anyone and will certainly use him again in the future.
Wayne Derrick
Wayne Derrick
10:38 05 Jan 20
Fantastic advice and service from a genuine professional. Has saved me a lot of money and I couldn't recommend highly enough.
Darren Handley
Darren Handley
17:07 15 Nov 19
Peter Higgin
Peter Higgin
18:58 01 Nov 19
Great service from Nathan, managed to get me a really good deal where other brokers had failed, would definitely recommend. Richard
richard young
richard young
07:52 25 Oct 19
Jenna Brian
Jenna Brian
17:36 01 Oct 19
Baxter Financial offers a friendly, personal service and Nathan is knowledgable and professional at all times. We had a complicated remortgage and Nathan was always available to help, support and advise us throughout the process. I would definitely recommend Baxter Financial for anyone looking for a service you can trust.
Vicki Wilkes
Vicki Wilkes
10:38 27 Sep 19

A lot to think about, we know.

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