At Baxter Financial Services we aim to give every one of our clients the best service possible - combining modern technology with a very personal touch
Call us old fashioned, but we don’t like dealing with robots and expect you feel the same - so there’s nothing like dealing with someone who you can build a good relationship with based on trust, who will want to look after your best interests.
We have invested heavily in technology to help make the application process as seamless as possible and to help save you time and stress, but without removing the personal element of actually dealing with someone.
We have access to the latest offers & rates from national lenders:
No time wasting
We know your time is precious. Speak to us to arrange for a swift and efficient mortgage process with no waffle. Spend your time on things you enjoy and we'll do the rest.
Exceedingly good service
Nothing delights us more than a super-happy client who's got exactly what they wanted. We'll go above and beyond to ensure the process is a pleasure throughout.
Peace of mind!
Buying a property is not without its stress, we've been there. Consider us to be by your side throughout the process, doing everything possible to help.
Excellent throughout. Cannot speak highly enough of the job Nathan did. Very proactive. Would highly recommend him to anyone looking for mortgage advice.
Mike Williams
19:16 02 Mar 26
Nathan provided us with a first class service when we approached Baxter to help us with a re mortgage. He gave clear advice on a range of options, responded promptly to questions and queries and kept us informed on progress as our chosen product moved forward to completion. We have used a number of similar services over the years and have no hesitation in recommending Baxter as the best we have dealt with to date.
Chris Townsend
15:29 17 Dec 25
Recently remortgaged and bought out the rest of my shared ownership home. Nathan was a huge help through the entire process, making it clear what I needed to do at each stage, answering all of my questions quickly and chasing the solicitors on my behalf to make sure everything was completed on time. Would highly recommend!
Ben Spurge
16:44 13 Dec 25
Have had Nathan as advisor for two house purchases and would use him for any further ones. He also discusses mortgage and life insurance options with us when it's time to renew. He is very knowledgeable and works hard for his customers. You always feel he has your back. Cannot recommend enough.
Alex Freeman
22:01 10 Dec 25
Excellent & professional service from Nathan. We had a difficult purchase to go through and having Nathan alongside was very reassuring and put our minds at rest. Very knowledgeable, efficient and will definitely use their services again!
Kieren Yelland
13:28 25 Nov 25
Nathan helped secure both our mortgage and life insurance policy. From the very start of the process right up until the finish we have had all of our questions and queries answered in timely, thorough and professional manner. We couldn’t be happier with the service that has been provided.Nathan spent a lot of time in the initial stages listening to our wants and needs, and outlining a strategy that suited us best. Both his patience with us and his excellent communication was greatly appreciated. Due to this he was able to put us in the best possible position for success in our application.As with most of these processes, we had to flex and shift as circumstances changed. Nathan’s experience really came to the forefront here, his advice and guidance securing us our house without us having to compromise on what we had outlined at the start.We felt fully supported throughout by Nathan, he was in our corner all the way and we were so grateful that he was.To anybody reading this review and wondering whether to use Baxter Financial Services Ltd it’s a no-brainer…Thank you so much again Nathan.
Matthew Stephens
22:28 12 Nov 25
I have used Nathan every time I have needed advice regarding my mortgage. The service is always fantastic, Nathan is extremely knowledgable and takes all of the stress out of the process. Would highly recommend
Dan Mills
19:21 06 Nov 25
Fantastic service from Nathan for the second time. Really listens to what is needed and provides the best options. Is always on hand to ensure things runs smoothly. Highly recommend
Oli Amos
20:08 03 Nov 25
We were looking for a financial adviser to help us with equity release. We found Nathan as a recommended adviser by the Equity Release Council. We were not disappointed we are extremely pleased with everything he has done for us. He had kept us informed at all times and helped us through a process we knew not a lot about despite myself being in the financial services industry over 50 years.We would definitely recommend Nathan to anyone looking for mortgage help he is extremely knowledgeable and a pleasure to deal with.Tony and Margaret Albery
Tony Albery
07:05 30 Oct 25
My partner and I couldn’t be happier with the service which Nathan provided, often commenting that he was always polite, hard-working, and would do what was in our best interest. We had the unfortunate situation where it took us a significant amount of time to move house; however, Nathan was always available to talk and assist in anyway possible.Getting a mortgage through Nathan was completely stress free, he was very efficient on any phone calls and felt like a very personalised experience rather than something generic.I would and will be recommending Nathan to any person who wants a stress free mortgage broker at a very affordable price!
James Mack
08:51 14 Oct 25
Highly recommend, Nathan did a great job of explaining each step of the process and answering all the questions I had a long the way.
Phil Gould
08:24 13 Oct 25
Really efficient service. Every E-mail or call was answered straight away and kept on top of the solicitors as well. Selected a suitable product for us and helped us through all the admin. Easily the best service I’ve had when re-mortgaging so I will be recommending Nathan to friends and family.
Ben Southgate
13:36 03 Sep 25
Nathan Baxter was an absolute lifesaver in guiding me through the process of getting my first mortgage! As a first-time buyer, I was nervous and unsure of what to expect, but Nathan's expertise, patience, and friendly approach made everything so much easier.He took the time to understand my situation, explained everything clearly, and worked tirelessly to find me the best mortgage deal.Thanks to Nathan, I was able to secure a fantastic mortgage and move into my first property. I highly recommend him to anyone looking for a reliable and knowledgeable mortgage adviser. Thank you Nathan!
Kiera Phelps
14:39 21 Aug 25
Nathan was incredibly helpful with organising our mortgage and keeping the moving process on track. It is the second time we have used him and he has always been amazing.
Cerridwen Ford
17:14 18 Aug 25
Nathan has just helped us move house and we cannot recommend him enough. So helpful and supportive and understanding and willing to work around our awkward working times and calls with a toddler in the background. We wouldn’t even dream of considering using any other financial advisor now… not that we intend on moving house again anytime soon! Can’t recommend him enough!! Thanks so much!!
Bex Kent
20:27 25 Jul 25
I have utilised Baxter Financial Services (Nathan) for three remortgages to date. The rates he offers are one thing, his communication, efficiency and results are why I return back to Baxter every time and will continue to do so. Makes the whole process much less stressful than it would otherwise be, and you will save money too!
Matt Knowles
16:20 01 Jul 25
Nathan arranged our mortgage with efficiency and speed. Each step was explained clearly so that we knew what we needed to do. He answered queries very promptly and kept us informed of progress of the mortgage lender and conveyancer. Altogether a painless process.
Renee Stokes
03:45 24 Jun 25
I was delighted with the service I received from Nathan Baxter in regard to my Equity Release scheme. I chose him from his website and was not disappointed. He was welcoming, knowledgeable, helpful and professional. The whole process was prompt and very smooth and I was very pleased with the policy selected and the service I received from Nathan. I would highly recommend his services.
Jean Grant
19:35 07 Jun 25
Excellent service. Nathan was immensely helpful, explaining all options clearly and his communication was professionalism at its best. Well done!!
Russell Lloyd
07:50 15 May 25
Nathan has been a great help for helping us to remortgage our home. He found us a good deal and always been great at communication throughout the whole process . We would thoroughly recommend his services !
Bridget Bancroft
20:41 14 May 25
I can't recommend Nathan highly enough! From start to finish, he was outstanding, not only is he incredibly knowledgeable and excellent at what he does, but he's also fantastic at keeping you informed every step of the way. He took the time to clearly explain everything in a way that made sense and he genuinely cared about helping us through the process.Nathan helped my partner and me secure our first mortgage and get onto the property ladder, despite a few complications with our circumstances. He handled it all with patience (we’re not the most organised couple!), professionalism and a great sense of humour. An all-round top guy and a pleasure to work with, we’ll definitely be using him again when it’s time to remortgage!
Megan Clark
17:56 06 May 25
Received an excellent financial service from Baxter Financial Services. There advice, communications and support in both obtaining a suitable lifetime mortgage for us and chivvying on our solicitors to complete ahead of the governments new stamp duty rules was excellent too. I would highly recommend them.
Robert Shuttleworth
11:19 12 Apr 25
Highly recommended mortgage advisor
Paul Carter
14:03 02 Apr 25
Nathan is a fantastic mortgage advisor and would absolutely recommend him to anyone. Nathan has helped me secure a mortgage for my first property and was friendly, knowledgeable and dependable. His communication is excellent and he helped guide me through the process with clear advice and guidance. He was extremely efficient and liaised my solicitor to keep the process moving quickly.
Katie Knott
17:30 24 Mar 25
Brilliant support throughout the mortgage process. Couldn’t have done it without Nathan’s help. Fantastic advice and guidance well beyond the scope of his services. Got us into our dream home!
Sam Kendall
17:12 18 Feb 25
My Wife and I have used Baxter Financial Services for our last two mortgages and Nathans been fantastic throughout. We will certainly use him again in the future and would highly recommend them to anyone.
Wayne Derrick
18:16 03 Feb 25
Nathan is an exceptional mortgage adviser. He explained our options clearly and stayed in constant communication throughout the buying process, chasing estate agents and solicitors as needed. I would highly recommend his services.
Nick Summers
10:32 13 Jan 25
We found the services offered by Baxter Financial Services to be of the utmost quality. Correspondence was quick and informative, and Nathan provided impartial insights into the housing market, assisting us in our purchase. Thank you again.
C T
18:03 11 Dec 24
Nathan has been nothing short of fantastic in helping us to secure a mortgage! It's taken us 3 years to buy a house with 3 failed attempts (through no fault of ours or Nathan's), and Nathan has persevered with us all the way.Communication with Nathan is fantastic and prompt. He is always available to help when needed and provides so much helpful information.I will not hesitate to use Nathan's services again when we come to re-mortgage and cannot recommend him highly enough. Thanks Nathan!
jade quinnell
11:47 27 Nov 24
Nathan was excellent nothing was a problem and managed to get a great deal. Now living in our forever home over the moon. Honestly, the service from start to finish was excellent would recommend in a heartbeat. Very Professional and excellent to work with. THANK YOU!!
Invite Events
15:49 21 Oct 24
Our second time using Baxter Financial Services, this time to re-mortgage. Nathan, as before, made the process straightforward, painless and went above and beyond for us. Couldn't recommend him highly enough, will continue to recommend to friends and family.
J Kennedy
08:02 05 Oct 24
Nathan was recommended to me by a friend who used his services, and I cannot be more thankful. From the start to finish he was extremely helpful and knowledgeable answering every question I had in detail. He made the whole process as smooth as possible and I cannot recommend him enough! Thank you Nathan!
iMylesH
09:20 09 Aug 24
Professional, trustworthy and dependable. I have recommended Nathan to several people, and they are all happy with his services. He went the extra mile to make sure that everything ran smoothly, and that I was well-informed, while also going above and beyond helping to fill in information that conveyancers were unable to provide me with clarity. Will definitely be using him again.
Adam Casciaro
14:48 07 Aug 24
Very pleased with Nathans patience and hard work with our mortgage.
Duane Chopping
20:36 28 Jul 24
Nathan was absolutely amazing throughout the whole buying process, giving great advise regarding my mortgage options, and helping guide me all the way through to completion. I would definitely recommend Nathan to anybody looking to buy a property.
James Sutherland
19:09 08 Jul 24
A great advisor. Nathan is a very knowledgeable and friendly advisor. He is easy to talk to and provides real advise that is solely aimed at achieving what you are try to achieve. I would, and have, highly recommended Baxter Financial Services.
Oliver Notley
15:01 20 Jun 24
Amazing guy and extremely knowledgeable didn’t out a step wrong and guided us every step of the way. Thank you Nathan!!!
Jack Reynolds
11:13 03 May 24
Second time using Nathan for a remortgage. He has again been brilliant. I found the remortgage process very confusing but Nathan explained everything to us in terms we understood and is always available if you have any questions. I would recommend Baxter financial services and will be using them for years to come.
James Reed
19:07 01 May 24
We have used Baxter Financial Services Ltd for many years and we can’t recommend Nathan (Baxter Financial Services Ltd) enough. He is diligent, accommodating to our requirements and overall provides an excellent service. He always finds time to answer any question or explain any issues that may arise and ultimately finds the best option for us. 5 stars!!!
Sam Sweet
12:22 01 May 24
I could not recommend Nathan more. He has been absolutely brilliant through the entire process of buying my first home. As a first time buyer he offered invaluable guidance and advice which made me feel a lot more confident and secure with each step in the process. His knowledge and understanding is exactly what I needed, and I would suggest to anyone to use Nathan.
Sam Targett
20:07 20 Feb 24
Very helpful , great Guidance and a smooth remortgage
Colt Jeans
20:18 19 Feb 24
We couldn't have hoped for a nicer experience with Nathan. As first time buyers and with not great credit Nathan always had the time to answer questions and look for options for us. After a couple of attempts he was able to help us to our first home. He always went above and beyond and if a third party was not functioning as they should he would step in and keep them in check. I cannot fault his service.Thank you, Nathan!
Alex Freeman
13:27 28 Dec 23
So happy I chose to go with Nathan as mortgage advisor for my recent purchase. Being a first time buyer, it was crucial to me that I found someone with true expertise who could guide me to attaining the best deal possible.His comprehensive knowledge of the market, paired with his ability to address every query with a swift & accurate response meant that the whole buying process was made as straight forward as it could be for me.I will most certainly choose Nathans expertise again when it comes to remortgage. I Cannot recommend him highly enough!
Tom Marston
11:57 23 Dec 23
Nathan researched the best product for me, guided me through the process of getting the documents needed for the application and was a sympathetic ear when the seller seemed to be dragging their feet.
Patricia Rice
19:51 29 Nov 23
Nathan was recommended to us by a friend and we are very happy he was! He was nothing but amazing, helping us through the process and we can not thank him enough. He ensured it was as smooth as process as possible, explaining every detail to us and was always quick at responding. He is extremely professional and always reassured us with guidance along the way. We would 100% recommended Nathan Baxter to anyone and will certainly be returning to use him again in the future.
Eliza Tucker
21:57 10 Oct 23
I've had the pleasure of working with Nathan for the past four years, and I must say the experience has been exceptional from start to finish.Nathan consistently goes above and beyond to help me secure the best possible mortgage deal, patiently addressing all my questions and providing invaluable guidance.He is not only professional but also incredibly friendly and approachable. I couldn't be happier with the results and the service he provides.Nathan possesses extensive knowledge of the mortgage market. He took the time to thoroughly understand my financial situation, preferences, and long-term goals, and then crafted a mortgage solution perfectly aligned with my needs.I wholeheartedly recommend Baxter Financial Services to anyone in need of mortgage or insurance services…!
Z “Sotis”
10:09 03 Oct 23
I cannot recommend Nathan enough, he’s been amazing for our whole process and he was very good at fighting our corner as we had a lot of issues and without Nathan helping us we would of struggled a lot would highly recommend him to everyone
Harrison Dean
11:14 27 Sep 23
We cannot recommend using Baxter Financial Services enough! Nathan has been amazing through the whole process of looking to buy a whole, waiting for the purchase to go through and even checking in on us afterwards! There was no question that Nathan couldn’t answer or issue he couldn’t resolve. His knowledge knows no bounds and his customer service is second to none! We’re extremely happy with the service Nathan provided and we will 100% recommend him to friends and be using his services again when it comes to our mortgage renewal!
Sian McCorry
07:43 27 Sep 23
Nathan was helpful and quick to respond throughout the process. He always made options clear and gave good advice. Highly recommended
Dan Barr
19:29 26 Sep 23
Nathan came highly recommended to us from a friend and we were not disappointed. He was helpful and responsive for every step of the process when handling our remortgage and was able to translate solicitor speak into terms we could understand! We will be recommending him to our friends.
Katherine Simmons
14:18 17 Sep 23
Use one of our handy calculators to find out more about your future mortgage with Baxter Financial Services
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Payment Calculator
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Stamp Duty Calculator
Work out how much stamp duty you’ll need to pay on your purchase